FoilFile Terms of Use — Private Beta

Version: 0.9-beta.1

Effective date: July 27, 2026

Operator: Christian Graham (individual operator; entity formation planned)

Status: DRAFT — owner and legal review required before external distribution

> This document is an implementation draft, not legal advice. Replace every bracketed placeholder, confirm the actual service behavior and third-party terms, and obtain qualified legal review before a public commercial launch.

1. Agreement to these Terms

These Terms of Use (the “Terms”) govern your access to and use of the FoilFile mobile application, websites, private share pages, and related services (collectively, the “Service”), operated by Christian Graham (“FoilFile,” “we,” “us,” or “our”).

By creating or using an account, accepting these Terms in the app, or otherwise using the Service, you agree to these Terms and acknowledge the FoilFile Privacy Policy. If you do not agree, do not use the Service.

If you use the Service on behalf of an organization, you represent that you have authority to bind that organization, and “you” includes that organization.

2. Eligibility and private-beta access

2.1 Age and United States use

The private beta is intended only for individuals who:

• are at least 18 years old;
• are located in the United States;
• can form a binding contract; and
• are not barred from using the Service under applicable law.

You may not use the private beta if you are under 18.

2.2 Invite-only beta

FoilFile is initially an invite-only beta. An invitation:

• is personal unless we expressly permit sharing;
• may be limited, revoked, or expire;
• does not guarantee continued access;
• does not create a right to future paid or public features; and
• may be subject to usage limits, testing requirements, and known limitations.

You may not sell, transfer, publish, automate, or misuse an invitation code.

2.3 Beta risks

The Service is under active development. Features, data, interfaces, availability, and compatibility may change. Beta functionality may contain errors, lose noncritical cached data, or become temporarily unavailable. You should maintain your own records for any information you cannot afford to lose.

3. What FoilFile does

FoilFile is a collection-management and portfolio-estimation tool for individual baseball cards. Depending on the available features, the Service may allow you to:

• photograph or upload the front and back of a card;
• receive suggested card-identification information;
• confirm or correct the identification;
• organize holdings and physical copies;
• record grading, serial numbers, purchase information, notes, sales, and acquisition events;
• view market-price estimates and historical data;
• compare a raw-card estimate with a PSA 10 reference estimate;
• view portfolio analytics;
• export your collection data; and
• create static share images or revocable unlisted snapshot links.

FoilFile is not a marketplace, auction house, grading company, authentication service, insurer, custodian, broker, financial adviser, tax adviser, or appraisal service.

4. Your account

4.1 Authentication

The Service may support Sign in with Apple and passwordless email magic links. You are responsible for maintaining control of your Apple ID, email account, device, and active sessions.

You agree to:

• provide accurate account information;
• use only an identity you are authorized to use;
• keep your device and email account secure;
• notify us promptly of suspected unauthorized access; and
• not share authentication links, tokens, or sessions.

4.2 Account activation

Access may require:

• a valid invitation;
• confirmation that you are 18 or older;
• acceptance of the current Terms and Privacy Policy; and
• successful completion of anti-abuse or security checks.

4.3 Account restrictions

We may limit, suspend, or terminate access if we reasonably believe that:

• the account is compromised;
• you violated these Terms;
• your activity threatens the Service, another user, or a provider;
• you attempted to evade limits or access another user’s data;
• continuing access would violate law or a provider agreement; or
• the beta is being discontinued.

Where appropriate, we will provide notice and an opportunity to export your data, but urgent security or legal circumstances may require immediate action.

5. Your collection data and card images

5.1 Your content

“User Content” includes card photographs, collection records, confirmed identifications, corrections, serial numbers, grading information, purchase and sale details, acquisition events, notes, display names, support submissions, and other information you provide through the Service.

As between you and FoilFile, you retain the rights you have in your User Content. Owning a physical card does not necessarily mean you own all intellectual-property rights in the artwork, photography, logos, designs, or other content printed on it.

5.2 Your responsibilities

You represent and warrant that:

• you have the rights and permissions reasonably necessary to upload and use your User Content through the Service;
• your User Content and use of the Service do not violate law or another person’s rights;
• information you label as confirmed is accurate to the best of your knowledge; and
• you will not upload malicious files, unlawful content, personal information unrelated to card collection, or images that are not reasonably necessary for the Service.

Do not use notes or image fields to store passwords, payment-card numbers, government identifiers, health information, or other sensitive information unrelated to the Service.

5.3 Operational license

You grant FoilFile a worldwide, nonexclusive, royalty-free license to host, store, reproduce, transmit, format, resize, crop, analyze, classify, transform, display to you, and otherwise use User Content as reasonably necessary to:

• provide and secure the Service;
• identify and organize cards;
• obtain market and catalog information;
• create exports and user-requested shares;
• troubleshoot errors and provide support;
• prevent fraud and abuse;
• comply with law; and
• exercise the improvement rights described below.

This license includes the right to use service providers and subprocessors that perform these functions for FoilFile. It does not permit us to make your private collection publicly searchable or sell your private card images as a standalone image library.

5.4 Service and model improvement

Important: You authorize FoilFile to use card images you upload, the identifications proposed for those images, your corrections, and your confirmed labels to test, evaluate, improve, and develop FoilFile’s card-identification, matching, ranking, quality-control, pricing, and related systems, including machine-learning models.

This may include:

• creating training and evaluation examples;
• generating image embeddings or derived features;
• comparing scans with previously confirmed cards;
• training or fine-tuning models;
• measuring model accuracy and confidence; and
• retaining de-identified examples, aggregate statistics, embeddings not reasonably linkable to you, and model weights as described in the Privacy Policy.

We will not intentionally include your email address, account name, private notes, purchase cost, storage location, or unrelated personal information in a model-training dataset.

When you delete your account, we will delete attributable source images and non-de-identified training records, subject to the Privacy Policy. Genuinely de-identified derived data and model weights already produced from permitted data may remain because they cannot reasonably be traced back to your account.

5.5 Third-party model and provider processing

To provide card identification, catalog matching, or pricing, FoilFile may transmit card images and related query information to CardSight or another disclosed provider. Those providers may process submitted data under their own terms and privacy policies, including, where their then-current terms permit, using submissions to operate, secure, train, or improve their systems.

Do not use the Service if you do not want uploaded card images processed by the disclosed identification provider or used for the improvement purposes described in these Terms and the Privacy Policy.

6. Identification and catalog information

6.1 Suggestions require confirmation

The Service may suggest a player, year, manufacturer, product, set, card number, parallel, print run, autograph, relic, variation, grade, or other characteristic. These suggestions may be generated by artificial intelligence, optical recognition, catalog matching, third-party providers, or user-confirmed examples.

You are responsible for reviewing the result. FoilFile requires confirmation before saving an identification, but confirmation does not make the result guaranteed or professionally authenticated.

6.2 No authentication or condition grading

FoilFile does not determine whether a card is genuine, altered, trimmed, counterfeit, restored, damaged, or likely to receive a particular professional grade. A “PSA 10 reference” is a market-data reference for a separately graded card, not a statement that your raw card would grade PSA 10.

6.3 Catalog coverage

The private beta is designed primarily for modern Topps and Bowman baseball cards and may not reliably support every card, year, manufacturer, format, printing plate, redemption, sketch card, variation, or unusual issue. Unsupported or uncertain cards may require manual entry or remain unidentified.

7. Pricing and portfolio estimates

7.1 Estimates only

Price and portfolio values are estimates based on available provider and marketplace data. They may be incomplete, stale, incorrect, or affected by:

• card condition;
• centering, surface, corners, and edges;
• authenticity and alteration;
• grade and grading company;
• serial number or provenance;
• listing title and photograph quality;
• sale format, shipping, fees, taxes, and returns;
• market liquidity and buyer demand;
• errors in comparable-sale matching; and
• provider availability or methodology changes.

A displayed value is not an offer to buy, a guaranteed sale price, an insured appraisal, or a representation of fair market value for tax, estate, lending, or legal purposes.

7.2 Raw and graded values

Unless a physical copy is designated with a supported grade, FoilFile uses a raw-card estimate for portfolio value. A PSA 10 value shown for a raw card is a separate reference and is not added to your portfolio total.

7.3 Seller-proceeds estimates

An estimated seller-proceeds feature may subtract user-configured marketplace fees, shipping, packaging, or other costs. It is a rough calculation, may omit taxes or special fees, and does not represent a binding marketplace quote.

7.4 Historical and stale data

Historical values may combine provider-supplied history with snapshots recorded by FoilFile. Low-volume cards may have old or sparse data. FoilFile may preserve the last known value with a freshness or confidence indicator rather than treating the card as worth zero.

7.5 No investment, tax, or transaction advice

FoilFile does not recommend buying, selling, grading, holding, insuring, or financing any card. You are solely responsible for collection, transaction, accounting, and tax decisions.

8. Acquisition events and cost information

You may record packs, boxes, or opening sessions as acquisition events. The Service may compare the amount you entered with the current estimated value of linked cards.

Unless you choose an allocation method, pack or box costs remain unallocated at the event level. Equal or manual allocation is a user-selected estimate and may be misleading when not every pulled card is scanned or retained.

FoilFile does not determine tax basis, inventory accounting, deductible expense, or realized gain. Preserve original receipts and consult an appropriate professional where necessary.

9. Sharing features

9.1 Native share images

You may generate an image for use through the iOS Share Sheet. Once you send, save, or publish that image outside FoilFile, the recipient or destination service controls further use. Deleting your FoilFile account cannot recall an image already copied elsewhere.

9.2 Unlisted snapshot links

You may create an unlisted, revocable, static snapshot link. An unlisted link is not the same as confidential access. Anyone who receives or forwards the link may view the snapshot until it is revoked or expires.

FoilFile will seek to exclude purchase costs, private notes, exact serial numbers, grading certificate numbers, and storage locations from public snapshots. You are responsible for reviewing the preview and deciding whether to share it.

9.3 No public profile promise

The private beta does not create a public username, searchable profile, or continuously updating public collection. We may add or change sharing functionality only after updating applicable product and privacy terms.

10. Provider-derived data and license restrictions

Certain identification, catalog, pricing, and completed-sale information is licensed from CardSight or other providers (“Provider Data”). Provider Data is supplied for your personal use within FoilFile and remains subject to provider rights and restrictions.

You may not, except where law expressly permits:

• scrape, crawl, harvest, bulk-download, or systematically extract Provider Data;
• create or maintain a standalone database substantially derived from Provider Data;
• resell, sublicense, publish, syndicate, or commercially redistribute Provider Data;
• use Provider Data to train, benchmark, or improve a competing identification, pricing, or catalog service;
• bypass rate limits, access controls, or usage restrictions;
• reverse engineer provider APIs, models, response structures, or security controls;
• remove attribution or proprietary notices; or
• use the Service to reproduce provider functionality outside the ordinary collection-management experience.

FoilFile may limit exports to user-entered and user-confirmed collection data and omit proprietary raw provider payloads, provider-only confidence details, or other restricted fields.

If a provider changes or terminates its service or license, FoilFile may remove, replace, restrict, or stop displaying affected data.

11. Acceptable use

You may use the Service only for lawful, personal collection-management purposes during the private beta.

You may not:

1. access or attempt to access another user’s account, images, exports, shares, or collection data without authorization;

2. probe, scan, or test security controls except through an expressly authorized security program;

3. interfere with the Service, introduce malware, or create unreasonable load;

4. automate scanning, catalog search, pricing, or account creation in a manner not provided by the Service;

5. evade quotas, invitations, rate limits, suspensions, or provider restrictions;

6. scrape or copy the Service, Provider Data, or private share pages;

7. use the Service to build or operate a competing database, scanner, pricing feed, or model from restricted data;

8. impersonate another person or misrepresent card ownership, identity, or affiliation;

9. upload unlawful, infringing, deceptive, or malicious content;

10. use public shares to expose another person’s private information;

11. use the Service for money laundering, fraud, market manipulation, deceptive listings, or counterfeit-card activity;

12. remove proprietary notices or misuse FoilFile’s branding; or

13. assist another person in doing any of the above.

Reasonable personal CSV export, backups, and sharing through the features we provide are permitted.

12. Feedback

You may provide ideas, suggestions, bug reports, or other feedback. You grant FoilFile a perpetual, worldwide, irrevocable, royalty-free right to use that feedback without restriction or compensation, provided we do not publicly identify you without permission.

Feedback does not include your private card images or collection data, which remain governed by Sections 5 and the Privacy Policy.

13. FoilFile intellectual property

The Service, software, interface, designs, text, logos, trademarks, compilation, and non-user content are owned by FoilFile or its licensors and protected by applicable law.

Subject to these Terms, FoilFile grants you a limited, revocable, nonexclusive, nontransferable, nonsublicensable license to use the private-beta app for your personal use.

Except for that license, no rights are granted by implication or otherwise.

14. Third-party names and non-affiliation

Topps, Bowman, Major League Baseball, MLB, PSA, Professional Sports Authenticator, SGC, Beckett/BGS, eBay, CardSight, Apple, and other names, marks, products, and services referenced in FoilFile belong to their respective owners.

FoilFile is an independent product and is not sponsored by, endorsed by, affiliated with, or approved by those entities unless a written agreement expressly states otherwise.

References are used only to identify cards, grading services, marketplaces, data sources, or interoperability relevant to the user’s collection.

15. Privacy

The FoilFile Privacy Policy explains how we collect, use, share, retain, and delete information. It is incorporated by reference for purposes of describing the Service’s data practices.

If these Terms and the Privacy Policy appear inconsistent regarding personal-information handling, the Privacy Policy controls for that handling unless applicable law requires otherwise.

16. Service availability and changes

We may modify, suspend, limit, or discontinue all or part of the Service, including:

• supported products or years;
• identification providers;
• pricing sources or methodology;
• scan and holding limits;
• historical-data availability;
• beta entitlements;
• sharing; and
• free or paid plans.

We will seek to provide reasonable notice of material changes that adversely affect active beta users, but urgent security, provider, or legal circumstances may require immediate changes.

The Service may require internet access. Provider outages or quota limits may delay identification or pricing.

17. Suspension, termination, and account deletion

17.1 By you

You may stop using the Service at any time. You may request account deletion through:

`text

Settings → About → Delete account…

`

You should export your collection first if you want a copy. Deletion is irreversible after processing begins.

17.2 What deletion does

Subject to the Privacy Policy, account deletion will remove or de-identify account and collection data, revoke active snapshot links, delete private images and exports, and delete the Supabase Auth account. If you used Sign in with Apple, FoilFile will attempt to revoke the associated Apple authorization token where technically available; if not, we may provide manual revocation instructions.

Genuinely de-identified aggregate data, embeddings not reasonably linkable to you, and model weights already produced under these Terms may remain.

17.3 By us

We may suspend or terminate your access for the reasons in Section 4.3 or if the private beta ends. Upon termination, provisions that by their nature should survive will survive, including restrictions, licenses for retained de-identified artifacts, intellectual-property terms, disclaimers, limitations, indemnity, and dispute provisions.

18. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE, PROVIDER DATA, IDENTIFICATIONS, PRICES, ANALYTICS, EXPORTS, AND SHARES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

FoilFile AND ITS LICENSORS DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, AND QUIET ENJOYMENT.

WE DO NOT WARRANT THAT:

• A CARD WILL BE IDENTIFIED CORRECTLY;
• A PRICE IS CURRENT OR ACHIEVABLE;
• A RAW CARD WILL RECEIVE A PARTICULAR GRADE;
• THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE;
• ALL DATA WILL BE PRESERVED; OR
• A PROVIDER OR MARKETPLACE WILL CONTINUE TO SUPPLY DATA.

Some jurisdictions do not allow certain disclaimers, so portions may not apply to you.

19. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FoilFile AND ITS OWNERS, AFFILIATES, LICENSORS, SERVICE PROVIDERS, AND REPRESENTATIVES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, REVENUE, DATA, GOODWILL, COLLECTION VALUE, BUSINESS OPPORTUNITY, OR USE, ARISING OUT OF OR RELATED TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF FoilFile FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF:

• THE AMOUNT YOU PAID FoilFile FOR THE SERVICE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM; OR
• US $100.

These limitations apply regardless of the theory of liability and do not limit liability that cannot legally be limited.

20. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless FoilFile and its owners, affiliates, licensors, service providers, and representatives from claims, liabilities, damages, judgments, losses, costs, and reasonable attorneys’ fees arising from:

• your User Content;
• your violation of these Terms;
• your unlawful or unauthorized use of the Service;
• your infringement or misuse of another person’s rights; or
• a transaction, listing, tax decision, grading submission, or other action you take based on Service information.

FoilFile will provide reasonable notice of an indemnified claim and may control its defense, subject to applicable law.

21. Governing law and disputes

These Terms are governed by the laws of [GOVERNING STATE], without regard to conflict-of-law rules.

Before filing a formal claim, you and FoilFile agree to attempt in good faith to resolve the dispute by sending a written notice describing the issue and requested relief to support@foilfile.com and allowing 30 days for a response.

Unless applicable law requires otherwise, any court proceeding must be brought in the state or federal courts located in [COUNTY], [GOVERNING STATE], and each party consents to their jurisdiction and venue.

Drafting note: The operator should obtain legal advice before adding a mandatory arbitration or class-action-waiver clause. None is included in this beta draft.

22. Apple App Store and TestFlight terms

If you obtained the application through Apple’s App Store or TestFlight:

1. these Terms are between you and FoilFile, not Apple;

2. FoilFile, not Apple, is responsible for the application and its content, subject to these Terms;

3. your license is limited to using the application on Apple-branded products you own or control as permitted by Apple’s applicable Usage Rules;

4. Apple has no obligation to provide maintenance or support for the application;

5. to the extent any warranty exists and the application fails to conform, you may notify Apple and Apple may refund the purchase price, if any, as required by applicable App Store terms; to the maximum extent permitted by law, Apple has no other warranty obligation;

6. FoilFile, not Apple, is responsible for addressing claims relating to the application, including product-liability, legal-compliance, and consumer-protection claims, subject to these Terms and applicable law;

7. FoilFile, not Apple, is responsible for investigating and resolving claims that the application infringes third-party intellectual-property rights;

8. you represent that you are not located in a country subject to a United States government embargo and are not listed on a United States government prohibited- or restricted-party list;

9. you must comply with applicable third-party terms when using the application; and

10. Apple and its subsidiaries are third-party beneficiaries of this section and may enforce it after your acceptance.

Nothing in this section expands Apple’s liability beyond Apple’s own applicable terms.

23. Changes to these Terms

We may update these Terms. If a change is material, we will provide notice through the Service, email, or another reasonable method and may require you to accept the updated Terms before continuing.

The version and effective date appear above. Your continued use after an effective update constitutes acceptance where permitted, but FoilFile will require explicit reacceptance for changes designated material in the implementation specification.

24. General terms

• **Entire agreement.** These Terms and incorporated policies are the entire agreement regarding the Service, except for a separate written agreement signed by FoilFile.
• **No waiver.** Failure to enforce a provision is not a waiver.
• **Severability.** If a provision is unenforceable, the remaining provisions remain effective and the invalid provision will be enforced to the maximum lawful extent.
• **Assignment.** You may not assign these Terms without our consent. We may assign them in connection with a merger, financing, asset transfer, reorganization, or operation of the Service, subject to law.
• **No agency.** These Terms do not create an agency, partnership, joint venture, employment, fiduciary, or franchise relationship.
• **Electronic communications.** You consent to receive Service-related notices electronically.
• **Headings.** Headings are for convenience and do not alter meaning.

25. Contact

Questions, support requests, and legal notices may be sent to:

`text

Christian Graham

Individual operator (entity formation planned)

Support: support@foilfile.com

Privacy: privacy@foilfile.com

Terms: https://foilfile.com/legal/terms

Privacy Policy: https://foilfile.com/legal/privacy

`